| Tier IV RV Park |
Commercial RV Park and Campground Financing Loans
Offering easy qualifying Campground and RV Park Loans and Financing. No income / no asset verification.
Real Estate Lenders For Commercial Property Funding. It's easy to get financing loans on a campground RV park if you package the request so that the lender wants to say "yes". That's where we come in. We specialize in Campground Loans Financing RV Parks. While this industry is fun and centers around recreation,the business end is serious work. If you don't provide for year round cash flow and make sufficient profits plus run a tight business operation, you'll be closing down before you know it. Arranging just the right type of financing loans for your RV park campground plays a large part in your overall business plan. Loan terms with fixed and variable rates from two to thirty years are available with full doc income qualifying as well as No Income No Asset Verification programs. Interest rates on loans for campground and RV Park financing are not standardized as in residential lending. Your rate will vary depending on many factors. These include your loan amount, your down payment, your credit scores, loan-to-value, condition of the property, experience in business and other factors. As soon as we receive your full application, we will get some pre-approvals from commercial lenders within 48 hours. At that time we can give you all the details including your interest rate and program options. Small Business Capital has the background, experience and knowledge necessary to understand the unique nature of the camping industry and have the ability to custom fit a program to your specialized needs. Getting a banker or lender to say "yes" to your request for commercial RV Park/Campground financing loans is an art form. The package must be presented in such a way that the lender is compelled to approve the request or it is likely to be rejected. These properties have an unusually high land value in a ratio to the total value. Many lenders will consider it as a "land loan" and tack on higher rates and fees. We won’t let that happen! Usually a banker has no experience with funding these properties and no understanding of the business in general. Therefore, financing for campground loans can be difficult to find and time consuming to package. That's where we excel. We educate them with a business plan summary in writing that makes them want to make the loan.
 Owning and operating this type of property can be fun, very rewarding and most important, profitable. However, they are a time consuming responsibility that offer challenges on a daily basis and require a substantial investment of time and money. This money is typically provided by the owner of the campground / RV park and loans financing the commercial real estate property. Some expenses typical in this type property include repairs, insurance, advertising, water, electric and sewage. These can be overwhelming.
We are not the direct commercial lender. We do have numerous lenders that we have approved to provide commercial funding directly to our owners. We can use our extensive expertise in these properties to place your request with the best lender for your qualifications from our pool of the leading commercial financial institutions. This enables us to better prepare to meet the financial needs of the property operator. This includes finding you the lowest down payment, the lowest interest rate, and the appropriate term to fit your financial goals. We fund more of these properties than any other type of commercial real estate. We are experts in these properties. If you will go to our quick application and request a prequalification, we can have full terms and conditions on funding a program for you within 48 hours of a complete application. We look forward to serving you and all your financial commercial needs.
Please feel free to Contact Us regarding your unique scenario.
If you are ready with all the information, please feel free to download the applications below and fax them to us with the information provided in the packet. If you have any questions, or if you would like us to walk you through the process, we would be glad to do so. Please Contact Us for any assistance you may need.
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