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Stated Income/Stated Asset Commercial Property Loans
Stated Income Commercial Loan

A stated income commercial loan is a unique financing solution that allows the borrower to provide less documentation.  This loan is best suited for those who do not desire or are unable to have their income sources verified.  Our stated income commercial loan program is unique because it does not require tax returns or income verification as a part of the documentation.  The primary focus is the subject property and the borrower's credit score.  With our innovative lending solutions we are able to offer stated income loans for almost every credit profile.

The documents needed for pre-approval of the stated income commercial loan are as follows:

  • Mortgage Application of Small Business Capital or 1003
  • Loan Supplemental Form of Small Business Capital
  • Purchase and Sale Agreement (for purchases)
  • A Tri-Merge Credit Report Copy
  • Operating history of Income & Expense of previous 24 months
  • Current Rent Roll (Multifamily) or Lease Summary (Commercial)
  • Photos of the property including front, and/or side, rear, parking and street scenes

There are some factors that contribute to the success of the commercial loan services that we provide:

  • Direct and indirect correspondent relationship with various capital sources
  • Experienced and professional workforce to handle commercial mortgage procedures efficiently
  • Competitive commercial mortgage rate and pricing
  • Highest quality customer support
  • Prompt, transparent and effective commercial mortgage process comprising multiple steps

Use the Request Quote form to submit the details of your borrowing needs, and our experienced professionals will get back to you with a free loan quote promptly.

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