| Services |
Small Business Capital offers a myriad of products to meet your needs. Please choose from the following options, and as always you may contact us to discuss any options!
Our Services: Business Line of Credit
$50,000 to $500,000 loan amounts, No appraisal, No Title/escrow fees on refi or equity line, Owner-occupied or investor, -1st or 2nd lien position,-30 day closing, -Debt service at 1.2, -30 year terms available. Please Contact Us for more information. Not available in MI/OH. Or, Email smallbizftwayne@yahoo.com
Invoice Factoring We can arrange to have your invoices advanced to you at competitive rates. Cash in as little as 24 hours. Please Contact Us for further information on invoice factoring. Private Placement If you have not been able to receive the funding you need, please consider private placement. This process is very similar to a "stock offering" or "IPO" where your case if prepared for an offering to an accredited investor pool. Funding terms are highly competitive and one of the most comprehensive ways to fund your project. Because each case is unique, Contact Us to discuss your Private Placement options.
If you have a full package and would like your case reviewed, please feel free to download our submission check list for Private Placement.
Stated Income/Stated Asset Commercial Property Loans Stated Income property loans are geared toward borrowers who are unable or unwilling to provide all documentation necessary. These loans allow the borrower to "State" their income and "Assets", as the primary focus of the loan is on the property. Lenders are lending on "Sticks and Bricks", nothing more. These loans also help avoid a costly environmental study, where an Environmental insurance is purchased in lieu of a full-blown study, which can be very costly. For more information, please Contact Us. For your convenience, you may download an application here and fill out as much as you can. Fax it to us with the fax cover provided, and we will review it and call you back and review your options with no obligation. This option is advised if you have all business financials in order and readily available from your CPA, or your accounting software. All of your taxes should be current and available both Business and Personal. If you are able to provide all of these items, then this option will allow us to place you with the most competitive rates we can offer. For your convenience, you may download our » Full Documentation Commercial Property Loans package. These items will be necessary to place your case properly. Please feel free to Contact Us with any questions regarding your loan scenario.
Business Cash Advance Programs If you are a business owner/merchant, things happen where you need Working Capital. Also, you may have a large job that needs to be done, but don't have the lines of credit to advance you the Capital you need to order the materials needed to take on that account. We have dealt with these scenarios and have solutions for your working capital needs:
*If your business accepts credit cards, you may be eligible for an advance of up to 3x your monthly credit card sales. *Funding usually occurs within 5-9 days with a fully completed package. For your convenience, an application is available for download, which you may then fax back to us at the number on the application. Or, you may Contact Us for more information.
» Business Cash Advance Program |